If you have a pulse and a checking account, pay online. This is the 2020s, people. The IRS has a website called IRS Direct Pay, and it’s surprisingly not terrible. You can log in, type in your balance, and poof—money gone, stress reduced.
The best part? You don’t even need to create an account if you don’t want to. Just answer a few identity questions (like, “What was the name of your first pet?”—but more tax-y). It’s like speed dating, but instead of a romantic connection, you get a clear conscience. Do this. Your future self will high-five you.
You can also use a credit card, but heads up: they charge a fee. Unless you’re swimming in rewards points like Scrooge McDuck, just stick with a bank transfer. Save the plastic for your emergency pizza purchase.
Option 2: The Phone-a-Friend (Actually, the Phone-a-Robot)
Don’t feel like typing? Call the IRS Electronic Federal Tax Payment System (or EFTPS for those who love acronyms). It’s a free service, and you can pay over the phone using a voice system. It feels a bit like ordering a pizza from a very strict robot, but it works.
You’ll need to enroll first, which takes about five minutes. Once you’re in, you can schedule payments months in advance. “Hello, IRS robot? Yes, I’d like one payment delivered on April 15, please, with extra zeroes.” It’s oddly satisfying.
And if you’re the type who still uses a flip phone? Good for you. But seriously, the online method is faster. Unless you enjoy holding for 45 minutes while listening to elevator music. In that case, go ahead—I’m not judging your hobbies.
