This is the hardest part. Martin warns: don’t invest money you’ll need within five years. Five years. Markets are zany—they can drop 20% in a bad month and take two years to recover. So if you’re planning to buy a house next summer, keep that cash in a high-interest savings account. Use the ISA for long-term goals, like retirement or that cabin in the woods you daydream about.
THE BEST WAY TO INVEST £30K INTO PROPERTY - YouTube
It’s a little bit like baking a sourdough starter. You can’t rush it. You feed it, you wait, and eventually, you get something delicious. Trying to cash out early? You’ll just get a sticky mess.
