Right now, a Monthly Travel Card covering Zones 1 through 4 will set you back around £264.70 (prices do change, so always double-check TfL’s site—I’m not your financial advisor, just a friendly voice). That’s for a standard adult card on Oyster or contactless. Ouch? Maybe at first glance, but hear me out.
Break that down, and you’re paying roughly £8.50 per day if you commute 5 days a week for 4 weeks. Compare that to a single peak fare from Zone 4 to Zone 1—which is about £5.50 one way. That’s £11 a day. You’re already saving over £2.50 daily, and that’s without factoring in weekend trips or the sheer joy of not tapping out your balance.
