Self-employed? Freelancer? Side-hustle king or queen? Your income can fluctuate like a Kardashian’s relationship status. Medicaid understands. Use your most recent tax return to show your adjusted gross income. If you’ve had a bad year—say, your Etsy shop didn’t take off—you might qualify with a lower income.
The key is consistency. You report changes as they happen, but you’re not punished for a slow month. That’s real—and rare—in the insurance world.
When You’re Not Sure, Just Ask
You can also call the Maryland Health Connection hotline at 1-855-642-8572. The operators are surprisingly human and patient. Think of them as the calm friend who explains the plot of a confusing movie.
And if you’re still confused? Visit a local assistor or navigator. They’re free, trained, and mostly just want to help you avoid a surprise medical bill. It’s like having a GPS for your health coverage.
