Picture this: You’re at a flea market and spot a vintage lamp for $300, but you only have $250 in your BofA checking. Your savings account at another bank has the rest. You pull out your phone, do a quick Zelle to yourself, and bam—the lamp is yours.
Or you’re traveling and need emergency cash. Knowing how to instantly move money from BofA to a local bank can turn a headache into a souvenir story.