If you’ve moved since buying those bonds, NS&I might have lost track of you. Don’t panic—it’s super common. You’ll need to update your address first, but you can do that by phone or through the same online tool. It’s like telling a friend you’ve changed your phone number: a simple update keeps the connection alive.
Here’s the cool part: your prize claims don’t expire. Even if you missed a winning letter from years ago, the cash is still waiting. Finding your holder’s number is like unlocking a forgotten savings account—except it might come with a surprise bonus.
The “Inherited” Bons Situation
Did a grandparent or eccentric uncle leave you Premium Bonds? You’ll need their holder’s number, and it’s usually on the death certificate or in their will. NS&I has a special team for this, and they’re surprisingly helpful—no spooky bureaucracy here.
Think of it as a financial handshake across time. When you track down that number, you’re not just finding digits—you’re claiming a little piece of someone’s funny habit of betting on the government. How cool is that?
NS&I warns millions of Premium Bonds holders who've had accounts more
