You need this number to check if you’ve won the £1,000,000 jackpot. Imagine missing out on a life-changing sum because you couldn’t find a piece of paper. That’s the financial equivalent of forgetting to buy a lottery ticket and then watching the numbers come up.
It’s also required if you want to cash out. So, if you suddenly need money for a new roof or a spontaneous trip to the seaside, that number is your VIP pass.
Treat it like the password to your fantasy football league: slightly annoying to find, but deeply satisfying to finally have in your back pocket.
The Final Desperate Measure
If all else fails, you can write to NS&I. Yes, with a pen and a stamp. It feels like sending a message in a bottle, but it works.
Include your full name, address, and date of birth. They will send you a letter back with your holder’s number. It takes a few days, so pour a glass of wine and wait patiently.
And when you finally get that number back, write it down in three places: your phone notes, a literal sticky note on your fridge, and one of those “very safe places.” You know, the one with the old toaster.