Set up automatic payments from day one. The biggest mistake? Missing a payment and losing the sign-up bonus. One slip, and that “free” trip becomes a costly lesson.
Always use the Chase travel portal for booking flights and hotels — it’s where points get their maximum value. You wouldn’t buy wine at a convenience store, so don’t book travel without using your points.
Finally, keep a spending tracker for the first three months. Know exactly how much you need to spend to unlock that 60,000-point bonus. A little math now saves you a lot of regret later.