Here’s the bottom line: Declaring HRT on travel insurance is not a big deal. It takes five minutes, costs you little to nothing, and saves you from a catastrophic financial headache. It’s the equivalent of wearing a seatbelt: boring, but brilliant.
So next time you’re booking that trip, take a deep breath. Open your medicine cabinet. Look at your patches or your little blue pills. And then, with the confidence of someone who just saved thousands of dollars, declare them.
Your future self—the one relaxing on a beach without a care in the world—will thank you. And Brenda? Well, Brenda is still reading the terms and conditions. Don’t be Brenda.
