Add a black box. Yes, it tracks your speed. Yes, it’s a bit “Big Brother.” But it slashes 30% off your premium. Just don’t drive like a maniac. The box will tell your mum.
Park off-street. A driveway or garage screams “I’m responsible!” Insurers love that. On-street parking screams “Please key my car.” No thanks.
Share the car with your parents. Adding an experienced driver (like your mum) on the policy lowers the risk. Insurers see her as a calming influence. They’re not wrong. She’ll probably nag you to fill the tank.