Remember: Safety features matter. A car with anti-lock brakes, airbags everywhere, and a good crash test rating is your best friend. Insurers give you a discount for being a boring, safe driver.
And for the love of all that is holy, don’t buy a new car. A brand-new car loses value the second you drive it off the lot, and the insurance is sky-high. Get a used one, three to five years old. Your bank account will send you a thank-you card.
So, go out there. Drive a toaster. Drive a khaki pant. Drive a fun little Mazda. Laugh all the way to the bank when your friends are paying triple what you are. You’ll be the smartest new driver on the road.
And seriously? You can afford a pizza now. You’re welcome.