Okay, you’ve picked your car. Now let’s make the price hurt less. First: take a defensive driving course. It’s a few hours of boredom for a nice discount. Insurers love that stuff.
Best Cheap Car Insurance For New Drivers Of 2026 – Forbes Advisor
Second: get added to a parent’s policy if you can. It’s often cheaper than going solo. Awkward? Maybe. But your bank account will thank you.
Third: choose a higher deductible. It means you pay more if you crash, but your monthly payment drops. Only do this if you have some savings. No one wants to eat instant noodles for two months.